Keeping you safeWe will help protect you, your family, income and home. Whilst life may be going well now, none of us know what is around the corner. So what if something goes wrong that you haven't expected or planned for?
With every new mortgage it pays to check that your existing cover continues to meet your changing priorities, whether that means you are increasing your mortgage, growing your family, or just require greater peace of mind.
And remember, because we are totally whole of market and not tied to any one provider, we will research the whole of the market to ensure that we find the most suitable product at a competitive premium available from the whole market.
As a guide, these are the key areas of whole of market advice we will help you with:
Mortgage Payment whole of market advice (Accident, Sickness & Unemployment)
The effects of being made redundant, having a serious accident or becoming long-term sick are often catastrophic and can result in you losing your home. Mortgage Payment whole of market advice covers your mortgage payments for up to 24 months should any of the above happen.
Whole of market advice and Insurance
Everyone realises that a home, an investment property or business property must be kept secure from break-ins and damage from fire or other causes. Unfortunately even though we understand the value of such deterrents, we often fail to realise the value of insurance in its various forms until it is too late.
Many properties are still under-insured or only have compulsory Buildings Insurance and many of us still think that critical illness cover, mortgage whole of market advice insurance and income whole of market advice are unnecessary luxuries. When you consider the value of properties and how accident or sickness can affect your livelihood it makes sense to invest in adequate levels of insurance whole of market advice.
During our working lives we strive to pay off debts and develop a secure future for ourselves. Illness, unemployment or an untimely death in the family does happen and can lead to serious financial problems. There is a myth that the government will look after you should you fall ill, have an accident or become unable to work. These days the rules on such matters are much tighter. For example, you can only get long term sickness benefit if you are unable to do any work - not just the job you had before you became ill. Unfortunately for employers, your ability to get a job is still very much dependent on relevant past experience. This could leave you unable to get work and unable to obtain benefit.